Four Ways to Put Your Tax Refund to Work

Tax season is upon us. The filing deadline has come and gone, and some Americans have already received their refund. With an average refund of $3,000, you may be looking for some ideas on how to use that cash and make a smart investment at the same time.

Here are 4 ways you can put your tax refund to work for you:

Pay Off a Small Debt

Put your tax refund toward paying off a high-interest credit card. Start with the credit card that has the highest interest rate. Doing so will save you much more money in the long run. If you have already paid off your credit card debt, think about making an extra payment on your school loans, car payment or mortgage.

College Fund

Thinking about booking a big vacation? Consider smaller day or weekend trips for the family and invest surplus cash in a fund for future education. Look into 529 plans and Coverdell Education Accounts; these investments offer potential tax benefits as well. Saving for your children's college education now reduces the chances your kids will face heavy student loan debt down the road.

Retirement Savings

As tempting as it may be to purchase that brand new 80+ inch curved TV, consider making small adjustments in your savings plans that will reap huge benefits later. Increase contributions to your 401K plans and take advantage of the matching opportunities your employer has in place. If you already invest in a 401K, think about contributing to an IRA or Roth IRA account.

Home Improvements

Small investments to your home can increase its value tenfold. With the wide range of improvements you may be thinking about – from a new tile backsplash to a new garage door, consider investing your refund in a home standby generator. In fact, the return on installing a standby generator is even greater than adding a bathroom!* Power outages can strike at any time and standby power means immediate restoration of electricity to your home. Cummins home standby generators are safe, permanent backup solutions for your home. Connected to your home’s gas line, they automatically turn on the moment an outage strikes and run powerfully, quietly and efficiently until the outage is over. They’re simply the best choice for backing up your home and ensuring your peace of mind.

Cummins Office Building

Cummins Inc.

Cummins is a global power leader that designs, manufactures, sells and services diesel and alternative fuel engines from 2.8 to 95 liters, diesel and alternative-fueled electrical generator sets from 2.5 to 3,500 kW, as well as related components and technology. Cummins serves its customers through its network of 600 company-owned and independent distributor facilities and more than 7,200 dealer locations in over 190 countries and territories.

Touch-screen Load Control Module Maximizes the Power Potential of Cummins Generator Sets

A new cost-efficient load management package will help customers in the light-commercial sector get more from their standby generator sets.

Cummins has introduced a new independent load management controller that regulates loads on standby generator sets. The new Load Control Module (LCM) offers world class reliability and quality, together with easy operation via an intuitive color touchscreen display. 

A real-time, at-a-glance overview of system components
A real-time, at-a-glance overview of system components

Built to support isolated bus topology and align easily with onboard paralleling breakers, the LCM supports generator sets fitted with Cummins controllers. Installation and servicing are straightforward. The module is available as a wall mounted enclosure or as an open construction panel for more versatile installation, and is designed to operate in harsh environments up to 45°C and 95% relative humidity.

The smart new cost-effective package is ideal for light-commercial applications, maximizing the power potential of generator sets. By automatically adding and shedding loads to an easily-assigned priority order, it helps keep standby generators performing to their maximum capacity. The LCM supports up to 6 generator sets and up to 12 loads with 8 assignable priority levels. 

Easily understandable system and generator set status overviews are immediately available on the LCM color touchscreen. Real-time information is clearly arranged for swift interpretation, while flexible controls allow users to quickly configure descriptors, adjust settings and perform functions. The touchscreen also comes with an event log that tracks event dates, times and actions, plus an alarm history to facilitate detection of faults and assist troubleshooting. 

Bus metering is well covered. The touchscreen provides a clear summary of AC metering data, including 3-phase voltage and current data, kW, frequency, and power factors for each bus. Numeric listings and traditional meter emulations convey the information in two formats for instantaneous interpretation and double checking. 

Provides a clear summary of AC metering data
Provides a clear summary of AC metering data

Users can easily keep track of the big picture thanks to a real-time, at-a-glance overview of all system components monitored by the LCM, covering generator state, bus status, loads assigned to add/shed sequence, and other data. Changing colors, pop-ups, on-screen help and customizable device names are included for optimum operation. Delving deeper, users can even choose to view a dedicated screen for each generator set, to display critical operating parameters, including PCC generator annunciators, AC metering for bus and engine data. 

The LCM meets US UL 508 safety standards for industrial control equipment, as well as the equivalent CSA 22.2 standards for Canada, and is CE Marked for the European Union. Like all Cummins products, it comes backed by the Cummins guarantee of build quality, reliability and worldwide customer support.

Adam Sidders Marketing Communications Leader Power Systems

Adam Sidders

Adam Sidders is the Marketing Communications Leader for the Power Systems Business Unit of Cummins Inc. Prior to joining Cummins in 2012 Adam worked in Financial Services for Europe’s largest independently owned insurer as their Marketing and Communications Manager.

Cummins Supports Hurricane Awareness Tour

Photo Credit: NOAA
Photo Credit: NOAA

Hurricane Hunters gather information about tropical storms and hurricanes to help meteorologists more accurately forecast the paths of these dangerous storms. In 2017, the Hurricane Hunters flew more than 800 hours during 90+ missions and are preparing for another busy hurricane season in 2018. These Hurricane Hunter aircrafts were one of the biggest attractions at last week’s Hurricane Awareness Tour (HAT) – an annual event targeting hurricane prone coastal and inland cities.

Thousands attended tour stops along the Gulf Coast, including McAllen, TX; Beaumont, TX; Baton Rouge, LA; Montgomery, AL; and Lakeland, FL. Each stop featured National Oceanic and Atmospheric Administration (NOAA) hurricane experts, scientists and crew members who taught attendees about hurricanes, safety, prep and what it’s like to be a “Hurricane Hunter.”

The HAT offers local citizens and students the opportunity to tour the aircrafts and meet with pilots and NOAA representatives to understand more about how hurricanes form and how they monitor for them. Attendees got to tour the WC-130J - "Hercules" – a high-wing, medium-range aircraft used in weather reconnaissance missions to collect weather data. Hercules is one of ten specially configured aircraft operated by the U.S. Air Force Reserve. The NOAA Gulfstream IV-SP (G-IV) aka Gonzo, a high-tech, high-flying, and high-speed plane used for hurricane forecasting and research, was also on hand.

National and local agencies, including FEMA, American Red Cross, Salvation Army, police, fire and safety departments, were on-site to discuss weather safety, preparedness and recovery.

Are you prepared for when hurricane season starts? Check out Cummins’, a sponsor of the Federal Alliance for Safe Homes (FLASH) #HurricaneStrong campaign, tips for preparing for severe weather and natural disasters.

Cummins Office Building

Cummins Inc.

Cummins is a global power leader that designs, manufactures, sells and services diesel and alternative fuel engines from 2.8 to 95 liters, diesel and alternative-fueled electrical generator sets from 2.5 to 3,500 kW, as well as related components and technology. Cummins serves its customers through its network of 600 company-owned and independent distributor facilities and more than 7,200 dealer locations in over 190 countries and territories.

Pakistan Hospital Calls in Cummins Distributor for Standby Power

Male doctor standing in health facility

A new hospital development in Pakistan is using three Cummins generator sets to supply back-up power in the event of grid failure.

Cummins distributor Orient Energy Systems (OES) has supplied three C1675 D5A diesel generator sets to electrical contractor Power Professionals & Engineers of Pakistan. The generators are being installed to support a new hospital development at Bahawalpur in Punjab state, where they will provide emergency standby power in the event of grid failure.

Artist impressions of the new hospital development

Power Professionals & Engineers was established in 1994 with a focus on electrical power and data communications networks. Its team of qualified engineers and technicians offers knowledge and experience to undertake high quality projects around the country.

The hospital development at Bahawalpur is being led by Recep Tayyip Erdogan Hospital Trust of Turkey. It is one of a number of projects the Trust has underway in Pakistan, where Turkish investment, especially in the Punjab, is increasingly active.

Artist impressions of the new hospital development
Artist impressions of the new hospital development.

Power Professionals & Engineers is a new customer for OES. Syed Imran Ali & Qamar Hashim was responsible for the project from the sales end. Mr. Farooq Shahzad, Mr. Sajid Ali, Mr. Meraj and Mr. Ahmed Nawaz of the Engineering Department looked after the technical issues, execution and completion of the project. OES Sales, Engineering and Product Support departments have worked together to resolve any customer issues, and have been able to hand over the project to the customer’s full satisfaction.

The Punjab state government set high quality standards for the work including sound proofing of the generator set room to achieve the required sound level of 75 dBA at 1 meter. Cummins won the contract thanks to a strong customer relationship, the high reputation of the Cummins brand and its comprehensive aftersales service.

Anisha George

As a Marketing Communications Specialist, Anisha is part of the Africa Middle East ABO supporting marketing, communications and event management for power generation marketing.

Anisha joined Cummins Middle East in 2009 to support the Administration team in a temporary role. She gained more industry experience working in the event management field before joining back in 2011. Her previous role in Cummins Middle East include Marketing Assistant where she supported special events and marketing activities.

Anisha has a Bachelor’s degree specializing in Commerce & Marketing, followed by a diploma in Event Management & Innovative Marketing.

How to Ensure Your Smart Home Stays Connected

Smart Home
For years, you've been working to transform your home into a high-tech smart home. You've updated your phones, TVs, and computers. You lock your doors with a voice command. You monitor the security of your home on your phone 24/7 from anywhere in the world.

Technology is allowing you to live safely and securely in your home. But what about when the power goes out?

In his recent blog, Eric Murrell, founder of the smart home and technology blog “At Home in the Future,” shares tips on how to make sure your smart home stays connected at the times when you need it most. Learn more on Eric's blog: Three Ways to Ensure Your Smart Home Stays Connected.

Photo of Eric Murrell

Eric Murrell

Eric Murrell is the founder of the smart home and technology blog “At Home in the Future” and has been a passionate fan of the future since he was seven. He’s a web developer by trade, and serves as the Director of Communication and Technology for a large non-profit in Nashville, Tennessee. In Nashville,  he and his family are building a high tech home in the woods. 

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