Protecting your Business When Disaster Strikes

Without a cross-country network of offices to pick up the slack when the lights go out, losing even a few days’ work could be catastrophic for a small business. 

When the power goes out, small business owners are at enormous risk. Not only do they have to factor in lost revenue from fewer working days, but also lost inventory, lost data and, if the company ships products, lost reputation. Power outages from winter storms could translate to thousands of dollars lost from your bottom line. Is your business prepared for the possibility of a power outage lasting days or even weeks?

According to a study by Forbes, most small businesses report less than $50,000 in revenue per year. Without a cross-country network of offices to pick up the slack when the lights go out, losing even a few days’ work could be catastrophic. 

Use these tips to mitigate the potential damage to your business from power outages:

  • Back up all important files to the cloud and, for things like leases or critical licensing documents, on a hard drive stored in a bank safety deposit box or somewhere else separate from the business. 
  • Ensure you have a plan in place to communicate with employees and customers in the case of a power outage or other disaster. 
  • Determine if your business can run from home or another remote location, if needed, and set up a plan for moving critical operations there. 
  • Review your insurance policies regularly to understand what they cover and when – policies like flood insurance can take up to 30 days from purchase to be applicable.
  • Build a back-up plan to protect your power supply, especially if you work with perishable goods. A good way to do this is investing in a standby generator

At Cummins, we understand your livelihood depends on keeping the power on and work going. That’s why we developed our most reliable standby generators yet. Our new C125 and C150 models are built to serve small business owners in the worst conditions, rated for temperatures well below 0°F and built to withstand winds up to 180 miles per hour. 

We want to make sure that small businesses, the heart and soul of the American economy, are able to serve your communities when your neighbors need you most. Cummins is here to help small business owners like you by providing standby generators designed to keep your business running, no matter what the weather. 

Cummins Office Building

Cummins Inc.

Cummins is a global power leader that designs, manufactures, sells and services diesel and alternative fuel engines from 2.8 to 95 liters, diesel and alternative-fueled electrical generator sets from 2.5 to 3,500 kW, as well as related components and technology. Cummins serves its customers through its network of 600 company-owned and independent distributor facilities and more than 7,200 dealer locations in over 190 countries and territories.

Don't Be Left Out in the Cold: Winter Storm Preparedness

The temperature in Times Square at the time of the New Year’s Eve ball drop was the coldest in 100 years. Much of the northern part of the U.S. is blanketed by snow, as temperatures in the east are running 10-20 degrees below normal. And, did I mention, there is another potentially significant winter storm on the way for the East Coast? All this gives me the chills – literally.

Here are four easy ways to better prepare yourself and your family for the next winter storm, and a short video with tips on how you can prepare for, and keep your family safe during harsh winter weather:

1. Know your risk.

How prepared is your region for winter weather? How well do residents in your community drive on icy roads? Snow storms take more time to recuperate from in the south, because they have less snow removal equipment. If you live in that region, prepare for many schools and businesses to be closed for days.

2. Build a preparedness kit.

I update my kit every year. FEMA offers an excellent list of recommended items to include. The key is ensuring you and your family can survive without power for at least three days. Of course, the best way to prepare for that contingency is by having a home standby generator. If you don’t already have one. I recommend checking out the Cummins QuietConnect series of home generators. 

Also, keep a preparedness kit in your car! I never leave the house without my water bottle, cell phone, hand sanitizer and umbrella. I keep other important items such as a flashlight, blanket, first aid kit, granola bars, ice scraper/snow brush, shovel, windshield washer fluid and cell phone charger in my car as well.  Make sure your tires are in good shape, you have at least a half tank of gas and your car is good running condition.

3. Start a conversation with your family, neighbors and employer.

Do you have a plan – including a plan for your family and pets? Would any of your elderly or special needs neighbors need help if they lost power? Does your employer expect you to be at work during a winter storm?  

4. Don’t overexert yourself when outdoors in the cold weather.

The American Heart Association says the strenuous activity of shoveling snow can take a toll on your body and can actually increase your chances of having a heart attack. While you may think you’re OK, someone you know may not be. Take an American Red Cross CPR/First Aid/AED course to learn life-saving skills! Pet CPR courses are also available in some areas.  

Preparedness is power. Don’t be left out in the cold during the next winter storm.

Cummins Office Building

Cummins Inc.

Cummins is a global power leader that designs, manufactures, sells and services diesel and alternative fuel engines from 2.8 to 95 liters, diesel and alternative-fueled electrical generator sets from 2.5 to 3,500 kW, as well as related components and technology. Cummins serves its customers through its network of 600 company-owned and independent distributor facilities and more than 7,200 dealer locations in over 190 countries and territories.

Cummins Hero Spotlight: Pastor Robert Wiggins

This month, we salute Pastor Robert Wiggins as a Cummins Hero. Nominated through our HERO program, Pastor Wiggins routinely goes above and beyond the call of duty for his Colorado Springs, Colorado flock. 

Photo of Pastor WigginsWhen not delivering sermons, Pastor Wiggins can be found nurturing one of his many community betterment efforts. As his nominator put it, Pastor Wiggins teaches children how to be good stewards and good citizens.

Pastor Wiggins engages the children of his congregation in learning how to garden, raise animals and, most importantly, how to assist the underserved in their communities. Among his many community initiatives, he spearheaded an effort called “Blessings in a Backpack” to help provide meals for local students. He also runs an 1,800 square foot nonprofit backyard farm, growing 53 different varieties of vegetables to provide fresh, organic produce at very low or no cost to families in need. 

Pastor Wiggins has devoted his time, energy and life to the community, providing not only accessible, low-cost food, but also gardening classes and counseling to those who need it. He’s an inspiration to his parishioners and the community at large, inspiring them to, “do more, love deeper, serve longer, and do so with a passion for helping others.”  


Nominate Your Hero Today
Real heroes are all around us, making the world a better place each day. They come in all shapes and sizes and from every walk of life. And the thing is, most heroes don’t even think of themselves that way.

At Cummins, we’d like to change all that, but we need your help to do it.

If you know someone like Pastor Wiggins, who goes above and beyond to improve the community or the lives of others, take a few minutes to tell us all about them. Learn more and fill out a nomination form by visiting https://homegenerators.cummins.com/nominate-a-hero

Cummins Office Building

Cummins Inc.

Cummins is a global power leader that designs, manufactures, sells and services diesel and alternative fuel engines from 2.8 to 95 liters, diesel and alternative-fueled electrical generator sets from 2.5 to 3,500 kW, as well as related components and technology. Cummins serves its customers through its network of 600 company-owned and independent distributor facilities and more than 7,200 dealer locations in over 190 countries and territories.

New Cummins Generator Models Ready for Winter Season

New 125 kW and 150 kW generators run on natural gas and are able to operate in the face of temperatures well below 0°F and winds of up to 180 mph. 

Cummins has a long history in the generator business. With the roots of that business put down in Minneapolis, Minnesota, we know cold weather. We also know our customers rely on us to keep their power on and heat running no matter what Mother Nature throws their way. 

Since 1995, there have been an average of 19 blizzards per year and countless snowstorms in the United State alone. Just last year, winter storm Jupiter dropped 94.5 inches of snow on Wyoming, and winter storms Fortis and Maya each knocked out power to 100,000 people. In snow like that, people could be trapped in their homes for days at a time in temperatures far below zero. That’s when you truly appreciate a reliable home generator to keep your family safe and warm.  

We recently expanded our line of QuietConnect Series standby generators up to 150 kW with our RS125 and RS150 models, to power larger homes and small businesses, even during the worst winter storms. 

These new 125 kW and 150 kW generators run on natural gas and are able to operate in the face of temperatures well below 0°F and winds of up to 180 mph. They’re powered by the rugged and reliable Cummins QSJ8.9G spark-ignited engine, so you know they’ll be there when you need them most. And, best of all, they’re designed to be extremely quiet. 

We aim to build generators that you won’t notice – with a sleek, unobtrusive profile and a low compact design, the new models provide reliable, seamless power. Contact your local Cummins dealer to be put on the early order list and have one less thing to worry about this winter.  

Cummins Office Building

Cummins Inc.

Cummins is a global power leader that designs, manufactures, sells and services diesel and alternative fuel engines from 2.8 to 95 liters, diesel and alternative-fueled electrical generator sets from 2.5 to 3,500 kW, as well as related components and technology. Cummins serves its customers through its network of 600 company-owned and independent distributor facilities and more than 7,200 dealer locations in over 190 countries and territories.

Smart Home Purchases for Empty Nesters

Ah, the golden years. The kids are out of the house and college is paid for. Perhaps you did away with your mortgage as well. So, what do you do with all of that extra money? What about making some smart investments for a more secure future?

There are other decisions and purchases you can make that will help you lead a healthier and safer life, while also gaining peace of mind. Here are five smart purchases for empty nesters to consider.

 

Look into Home Automation
You've likely seen ads for home digital assistants, like Amazon Echo and Google Home. Commercials present home automation devices as fun to use for everyday tasks like ordering groceries, but they have value that may allow you to age in place safely. For example, both the Amazon and Google devices pair with home security companies to allow you to activate your home alarm or close your garage door. If you've installed "smart" door locks or light bulbs, these devices can also lock doors or turn on lights when you're not home.

Consider Installing a Home Standby Generator
My mother retired to Maine, a state known for harsh winters. During one of her first winters there, the region was hit with one of the worst ice storms in history. She was without power for two weeks and swore never to let land in such a position again in the future. She invested in a home standby generator. It has provided peace of mind ever since. Many of my neighbors here at the Jersey Shore made similar decisions after Superstorm Sandy, recognizing how important it is to be prepared ahead of the storm.

Cummins produces some of the most reliable home standby generators on the market, and their website includes a generator sizing calculator to help you figure out which generator is right for your home.

Invest in Fitness
Staying fit becomes even more important as you age. According to the Mayo Clinic, there are three components that everyone – especially older individuals – should have in their fitness routine: cardiovascular exercise, interval training and strength training. Some experts suggest balance training, such as yoga, is also important to help prevent falls.

You can achieve these fitness goals by setting up a home gym of your own. A stationery bike or treadmill and hand weights are a great start. Or, if you like the social aspect of working out with others, invest in a gym membership. Look for a gym that offers a range of classes – yoga, spin, weight lifting, etc. – so you can meet all your physical activity needs in one place.

Trade In for an Energy-Efficient Car
Are you still driving the gas-guzzling mom taxi that got you through those raising-your-kids years? Sure, the car has long been paid off and probably doesn't cost much to insure. But how much does it cost to maintain or fill up its tank? As you know, gas prices aren't likely to go down in the future. Does it make sense to trade in that car for something more energy efficient? Or can your home with two older cars afford to become a home with one smaller, more energy-efficient car?

September is a great time to buy a car with dealers looking to clear out last year's models to make room for the next year's. If you're serious about getting a new car, you may find some great deals.

Work With a Financial Planner
It makes sense to continue contributing to your retirement savings as you age. If you're not already working with a financial planner to achieve your retirement savings goals, you should be. Financial planners can help you with so much more, too. For example, a financial planer can help you figure out what kind of long-term care insurance you need. Long-term care insurance can help fill the gaps when your traditional savings can't cover health-related expenses.

Making informed purchases and financial decisions can improve your health and happiness well into your Golden Years. Start with the recommendations above, and you’ll be well on your way to a secure future.

Cummins Office Building

Cummins Inc.

Cummins is a global power leader that designs, manufactures, sells and services diesel and alternative fuel engines from 2.8 to 95 liters, diesel and alternative-fueled electrical generator sets from 2.5 to 3,500 kW, as well as related components and technology. Cummins serves its customers through its network of 600 company-owned and independent distributor facilities and more than 7,200 dealer locations in over 190 countries and territories.

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